Sunday, December 30, 2012

Family of 4. 2 children age 3 and 8. Cost of monthly living including school fees, recreation, food, housing?

Q. living in vancouver. would like to join tennis/swimming club. need estimate of monthly expenses to consider moving to vancouver.

A. inside the city? Several thousand a month. Vancouver has the highest cost of living in Canada. Leasing a 2 bedroom Apartment inside the city is going to cost at Least 2000$ a month with utilities. Tennis/Swimming club is the normal rate in the u.s.

Groceries here are expensive and sensitive to exchange rate, because nearly everything is imported from california. Inside the city you could spend for a family of four probably 300-400$ a month, depending on where your living (if you own car). Vancouver has a relatively effecient mass transit system which costs about 75$ a month per person for adults. It can cost more if you need to commute from outside the city. Individual fares are around 2.50 a usage. Gas has been over 4.00 a gallon for a few year. Of course your going to have your incidentals, and other bills.

Recreation it depends what you like to do? Vancouver has almost anything you can think of. Its a big city with a small town vibe (500,000 population ,2,000,000 metro). Lots of green spaces, great parks. Night at the movies are 15$ CAD a ticket. Dinner at a decent place is going to be 20-30.00$ a person, v.s. lunch is 15$ a person. There is a decent acquariam, and several art galleries. Lots of trendy shops. Theres good skiing about 2 hours from the city, but winters generally get very little snow in the actual city. Of course you have a fair share of water sports like surfing, sailing, and the typical associated costs with those activities. The city is 30% Asian and has a large cantonese population, and noticable japanese, korean, taiwanese, iranian, and punjabi (north india) population. So there is substantial influence from those regions particularly asia. Chinese Karaoke bars, asian supermarkets ect.

I'm guessing to live comfortably you'd want to be earning at least 60-70K CAD a year after taxes (6K a month). If you actually want to own an apartment you should be earning well over 100,000 U.S.D. If you want to own a home, I hope your a millionaire. Your going to have little in the way of a savings, especially if your sending your kids to private schools. There are to good universities within the city, however so permanent residents of canada pay 4K a year. One of the school's is ranked in top 50 globally.


should i move to portland oregon or seattle?
Q. im a 21 year old single male from nyc entrepreuneur that does tutoring and carpentry. wanna make a good living build a progressive business and have fun.

A. Seattle is by far, the more expensive location to live. Also there is a less friendly, or snobbish attitude among those living there. I would recommend Portland, by far. It has a welcoming spirit, and is more centerally located to about anything you'd care to see for relaxation. It's location in the valley, is centralized to travel from there to the mountains, the beaches, skiing, and hiking, and you can find yourself there in less than a couple of hours.
For your own accomodations, you can also choose one of the suburbs, including across the river in Vancouver, Washington, which is like a bedroom community to
Portland, with less population, traffic and congestion.
I have heard that the Portland school system is thought
poorly of, since all of the cut backs. I don't know about the
Vancouver system, never having heard anything negative. I
would think tutoring would be in demand anywhere. There
seems to be a 'dumbing down' of children in our schools. And
to think that it's not required to learn long hand, or cursive, to
me is unthinkable. Our grandson is 13 and has never learned.
His teacher feels her students will all be using computer
units to write with, by the time they're of college age. And I
have read, that writing is still very instrumental in collegiate
grading. So there may be a rush to teach all of these students
how to write and legibly if they choose to go on to college. I
have heard from others, that this is not a local problem, but
also along the west coast. Kids are also allowed to use their
calculators for math class, instead of relying on their brains.
What happens when their calculators batterys' go dead? I
guess they can't think for themselves then.
I'm sure you will have valuable assets to contribute to the
Portland area, should you decide this should be your new
home. Someone once told me, that Porland was much like
NYC when they were visiting. The man told me the streets
ran the same, so it was easy to find his way around. So I
took his opinion on that.
If you want a friendly laid back town try your sights on the
Portland area. I'm sure it will fit you like a glove.
The downtown area of the Pearl District, is still building
apartments from my recent observation, and heavy cranes
are always on the scene there. It used to be an area of
warehouses, but most of those are long gone or renovated
into loft housing. The building of homes, has slowed down
majorly due to an over building and a glut of new homes that
they have been auctioned off recently. A friends' two sons
recently found work after being laid off for a month. They are
both carpenters. So you'd have to inquire as to which builders
are needing help at the present time.


How much does a big house in Canada cost?
Q.

A. Housing costs will be extremely different depending on where it is located. Here is an example:

I found a detached house in Vancouver. It has two bedrooms, 1 bath, and only 1100 square feet of floorspace, on a plot of land that is about 25 feet wide by 100 feet deep. They want $500K for it!
http://www.realtor.ca/propertyDetails.aspx?propertyId=12069498&PidKey=-294214748

On the other hand, when I looked for a house in New Brunswick, I found a place for the same price ($500K) that has three bedrooms, 2 bathrooms, has almost 2500 square feet of floorspace, and is sitting on 26 acres of land on Grand Manan Islands with a breathtaking view of the Bay of Fundy and the Atlantic Ocean.
http://www.realtor.ca/PropertyDetails.aspx?&PropertyId=12105015&PidKey=-1679475520

You can find houses in Canada in smaller towns outside major cities that are big and still cost you less than $200K. On the other hand, if you want to live in a big city and do not want to live in a condominium complex, and want a nice backyard for kids to play in, you will have to pay a bigger price. Cities like Montreal, Toronto, Vancouver, or Calgary you will expect to pay well over $350K in most cases.

It all depends on the size you are looking for and location, location, location!


I currently live in Phoenix. My husband I and I really want a change.?
Q. We have 2 daughters. Would Portland, Oregon (the outskirts) or Seattle, Wa (the outskirts) be a better place to live and raise a family? If so...you have an suggestions on a city or town?

A. I've never lived in Seattle, because it is far too expensive. I
have visited a few times. Recently I learned from a woman
who moved from there to San Jose, that Seattle was way too
expensive. And luckily her husband found a better paying job
in the Silicon Valley, near San Jose.
I have lived in Phoenix, a few times, and I'm familiar with the
rent averages. We moved from Portland to Phoenix and back
a few times. Basically, it was the heat that would drive us
back. The rent in Portland, is comparable to Phoenix. Prices
for food were cheaper in Phoenix than in Portland. But that
was then, and now everyone is feeling a crunch at the check-
stand.
I would recommend Vancouver, Washington, just across the
river from Portland. It's more like a bedroom community or
suburb of Portland. Apartment rentals are just a little bit cheaper than on the Portland side. Gas is a tad higher on the
Vancouver side now. And it used to be, Portland was higher
a few years ago. The area is among tall fir trees and it's a
laid back community. There is only one large mall with major
dept. stores. But there are other shopping areas besides.
What is lacking in Vancouver, you can find in the Portland/
Beaverton areas. We haven't had to leave Vancouver in
years tho, as everything is right here in Vancouver. It is a
good place to raise children. We raised our kids here for
several years. We were renting a house then, so the kids
could have a yard and walk to school. Whereas when you
rent an apartment, you have to bus the kids usually, or take
them yourself. Besides the forests here, there are the rivers and the beaches that are wonderful. Tho the water is always colder than in California, being it's further north I suppose. We seem to have all of the major chain stores up here, including the fast foods.There is a local chain for Mexican food that is very good, called, Muchas Gracias. They have two in Vancouver alone. Hazel Dell, is a community north of Vancouver where rents are on par with Vancouver. Tho rents may be a little cheaper still.
There is a state tax in Washington. But in Oregon there is
not. Many people shop on the Oregon side to avoid the tax.
This is an area known for its' fresh air, but the downside is
that their is much more rain than Phoenix has year round. But
there isn't the high humidity factor here, like down there either. I got heat stroke twice from the heat. And the last time I had to leave, during monsoon weather when it was at its' worst.
I didn't realize until we crossed into Oregon how green it is
and how dry and barren California is by comparison. The
further north you drive, the more dense the trees and the
greenery. And you really feel that you've arrived in Gods'
Country, as it's so awesome. Just make sure you bring warm
clothes as our spring is late this year, and summer will be
short if this is any indication.





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Title Post: Family of 4. 2 children age 3 and 8. Cost of monthly living including school fees, recreation, food, housing?
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