Tips on being a Stay at home mom on less then 40K a year?
children bedroom organization ideas
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Sophia's M
This year was the worst for my husbands job and we just had a daughter in November.
I am a stay at home mom living on my husbands 40K a year job. With my job and the cost of childcare, I would only make enough to cover child care and our auto insurance (Being 23 and 24).
We are now a one car family, and I stay at home, but I am looking at other ways to save money and what to you guys do? I am a first time mom, so any ideas would be great.
Answer
My husband made about 30K this year (and we live in Northern California, not a cheap place to live!), and I am a stay at home mom (thank goodness his benefits are great!) He works in a very specialized construction and it was very slow this year :( So I feel for you. I don't have the earning potential to make it worth me working either.
We eat in, meal plan and I try to make meals with overlapping ingredients, and have gotten pretty good at using ingredients that are around the house to make meals instead of shopping again. Check out http://supercook.com it is very helpful for that. You enter in everything in your kitchen, and it pops up with recipes with those ingredients, or some that only need a couple more things to make something. We actually eat a lot better now that we are broke ha ha ha!
We cloth diaper which is wonderful, the diapers were bought by my mother as a gift and the ones we have are a little pricer, but there are some great less expensive options out there too! Diapers add up very quickly in cost... Breastfeeding and cloth diapers have been our saving grace I think... heh. Also, have you looked into a program like WIC? It is wonderful and has helped us out SO much, I am very thankful for it.
I buy my son's clothes from second hand stores (they have some very cute stuff in like new condition!), we are Baby Led Weaning him for solid foods since he was six months (he his now ten months) so we just make a little extra portion for him of what we are eating (so much cheaper than having to buy him his own seperate food) and he was exclusively breastfed until 6 months, which is recommended by the American Academy of Pediatrics and World Health Organization, also much cheaper which is a great side benefit.
We don't spend money on extra things, ever. It kind of stinks sometimes, but once in a while we will treat ourselves to something nice after going without long enough to have a ittle for something :) Honestly it doesn't bother me, I have my little man, my husband and I feel like we live rather comfortably all things considered. We still seem to have cable, a phones, we have two cars, live in a two bedroom apartment (albeit small), use our heater and have enough to eat. I think we will be shutting off the cable though for the extra money and also I think we are WAY too addicted!
Basically, you figure out how to make it work. It takes some sacrifice of a few luxuries but it's not too bad. Try not to let it stress your relationship. Things like this can really help bring you closer together, it has for us :) Good luck!
My husband made about 30K this year (and we live in Northern California, not a cheap place to live!), and I am a stay at home mom (thank goodness his benefits are great!) He works in a very specialized construction and it was very slow this year :( So I feel for you. I don't have the earning potential to make it worth me working either.
We eat in, meal plan and I try to make meals with overlapping ingredients, and have gotten pretty good at using ingredients that are around the house to make meals instead of shopping again. Check out http://supercook.com it is very helpful for that. You enter in everything in your kitchen, and it pops up with recipes with those ingredients, or some that only need a couple more things to make something. We actually eat a lot better now that we are broke ha ha ha!
We cloth diaper which is wonderful, the diapers were bought by my mother as a gift and the ones we have are a little pricer, but there are some great less expensive options out there too! Diapers add up very quickly in cost... Breastfeeding and cloth diapers have been our saving grace I think... heh. Also, have you looked into a program like WIC? It is wonderful and has helped us out SO much, I am very thankful for it.
I buy my son's clothes from second hand stores (they have some very cute stuff in like new condition!), we are Baby Led Weaning him for solid foods since he was six months (he his now ten months) so we just make a little extra portion for him of what we are eating (so much cheaper than having to buy him his own seperate food) and he was exclusively breastfed until 6 months, which is recommended by the American Academy of Pediatrics and World Health Organization, also much cheaper which is a great side benefit.
We don't spend money on extra things, ever. It kind of stinks sometimes, but once in a while we will treat ourselves to something nice after going without long enough to have a ittle for something :) Honestly it doesn't bother me, I have my little man, my husband and I feel like we live rather comfortably all things considered. We still seem to have cable, a phones, we have two cars, live in a two bedroom apartment (albeit small), use our heater and have enough to eat. I think we will be shutting off the cable though for the extra money and also I think we are WAY too addicted!
Basically, you figure out how to make it work. It takes some sacrifice of a few luxuries but it's not too bad. Try not to let it stress your relationship. Things like this can really help bring you closer together, it has for us :) Good luck!
Is the earth populated with too many redundant, 'useless eater' people?
L. Rubyber
Who use up precious resources? Are millions of people useless? What makes a person useless? What does God think? Example: Is a Somali pirate a uselsss person? Please share your ideas no matter how controvercial. Thank-you.
Answer
Yup:
Personally, I would agree with Ben Franklin on God in this one respect "God helps those who help themselves". I have compassion for those who are truly in a bind, but experience tells me that many of those who drain my resources are not:
-Welfare recipients and women who have babies for more welfare checks. My solution: By accepting welfare, you surrendur your right to autonomy. Clearly, you cannot take care of yourself like an adult, so why should you be treated like one? My policy would include frequent audits (so we wouldn't be disgraced to find welfare recipients in multiple bedroom houses equipped with a tv and computer). It also includes a commitment to use birth control/rubber.
-Celebs who can't get their lives together. Seriously, you get paid millions to appear in one film, and you wanna go on drugs because you had daddy issues 17 years ago? You wanna tear third-world families apart because you and hubby had a divorce? If it weren't for tabloids, they could be replaced by the ever-abundant waitress/wannabe actresses in California in minutes.
-The UN. That entire bloated, corrupt organization. My plan invovles a demolition ball and NYs biggest soccer stadium ever. Those ambassadors will either have to find food by performing an actual job (note, prostitutes are more worthwhile that your average UN ambassador) or starve in a manmade famine that they have ignored for 60 years. Also, dropping diplomats from China and Russia into the middle of South Sudan (though not before I allow some crazed nation to sell South Sudanese their arms from the 70s). I will also drop their "peacekeepers" into a group of armed women who have been raped by a "peacekeeper" in the past 2 years (basically, a crowd of thousands of women). (1)
-US prison inmates. Seriously, break the law, then drain national resources by relaxing in prison with your food and accomodations paid at taxpayer expense? My plan involves chain gangs and state-opperated factories. Also the deathpenalty for first degree murder and child rapists.
-Illegal Immigrants. I really find it hard to believe that they work hard doing those mythical jobs that Americans won't when they stumble across enought time to make demands on citizens. I would deport them all, and make them build a wall full of explosives before they go. The UN has already been converted into the largest soccer stadium in NY, so Texans will not have to endure their feigned moral superiority or trouble themselves to keep the 'peacekeepers' away from illegal immigrant women.
(1) What can I say? I've done fieldwork in Ethiopia for two years now. I really think that the UN is crap.
Yup:
Personally, I would agree with Ben Franklin on God in this one respect "God helps those who help themselves". I have compassion for those who are truly in a bind, but experience tells me that many of those who drain my resources are not:
-Welfare recipients and women who have babies for more welfare checks. My solution: By accepting welfare, you surrendur your right to autonomy. Clearly, you cannot take care of yourself like an adult, so why should you be treated like one? My policy would include frequent audits (so we wouldn't be disgraced to find welfare recipients in multiple bedroom houses equipped with a tv and computer). It also includes a commitment to use birth control/rubber.
-Celebs who can't get their lives together. Seriously, you get paid millions to appear in one film, and you wanna go on drugs because you had daddy issues 17 years ago? You wanna tear third-world families apart because you and hubby had a divorce? If it weren't for tabloids, they could be replaced by the ever-abundant waitress/wannabe actresses in California in minutes.
-The UN. That entire bloated, corrupt organization. My plan invovles a demolition ball and NYs biggest soccer stadium ever. Those ambassadors will either have to find food by performing an actual job (note, prostitutes are more worthwhile that your average UN ambassador) or starve in a manmade famine that they have ignored for 60 years. Also, dropping diplomats from China and Russia into the middle of South Sudan (though not before I allow some crazed nation to sell South Sudanese their arms from the 70s). I will also drop their "peacekeepers" into a group of armed women who have been raped by a "peacekeeper" in the past 2 years (basically, a crowd of thousands of women). (1)
-US prison inmates. Seriously, break the law, then drain national resources by relaxing in prison with your food and accomodations paid at taxpayer expense? My plan involves chain gangs and state-opperated factories. Also the deathpenalty for first degree murder and child rapists.
-Illegal Immigrants. I really find it hard to believe that they work hard doing those mythical jobs that Americans won't when they stumble across enought time to make demands on citizens. I would deport them all, and make them build a wall full of explosives before they go. The UN has already been converted into the largest soccer stadium in NY, so Texans will not have to endure their feigned moral superiority or trouble themselves to keep the 'peacekeepers' away from illegal immigrant women.
(1) What can I say? I've done fieldwork in Ethiopia for two years now. I really think that the UN is crap.
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Title Post: Tips on being a Stay at home mom on less then 40K a year?
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Rating: 97% based on 9598 ratings. 4,8 user reviews.
Author: Unknown
Thanks For Coming To My Blog
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