Thursday, January 10, 2013

What are some good tips for getting out of the parents house?

Q. Okay! Im 17 going on 18 on the 18th of this month.
I need some major advice as to how to save money, budget, and get the heck out. Im yearning to move out as soon as i graduate high school in may. I know it would be optimal to stay home but with only 3 bedrooms 2 baths and 5 kids and two adults this house is wayyy to crowded. i neeedddd out! so can anyone throw me some ideas, hints, tips, or anything! it would be greatly appreciated!

A. You can't get very specific advice without stating what your income and expenses are (not that I'm suggesting you should have, just saying), but saving money is simple: Spend less than you make. You know what your goal is, and you want to save at least a couple thousand dollars (or much more, depending on what the rents are in your area). So think of the things that you buy that aren't necessary. Cut things out. Try to make more food and drinks at home, if you usually grab food and drinks (especially specialty drinks) when you are out. If you spend too much money on clothes, throw away the catalogs as soon as they get into your mailbox. Don't tempt yourself. Don't hang out at the mall. If you don't see something you love, you can't decide that you can't live without it. Think of all the things you're already living without, and imagine how many cool things you could have owned but never saw them for sale. You don't need everything that's cute or cool.
If you don't have a savings account, you should probably open one.
The act of saving isn't so much about "saving" as it is "not spending"- so think wisely before paying for anything. If you really need something, comparison shop before you buy it. If you are really strict with yourself, you can watch money add up very quickly.
If you have a part-time job, you can see if you can extend your hours here and there for a bit of extra income, as well.
If you find a way to save $250 a month, you'll have $2,000 saved by the end of May. $250 isn't really that much, but of course, it depends on your income.
When you are close to moving out, sign up for your local Freecycle at www.freecycle.org . People are always giving away couches and TVs and plates and pots and pans... Some things may not be wonderful, but they are free and a huge help. You would need to go pick them up, though.
Good luck. :]


Should I get rid of my Master Bath Tub? Home Resale Value?
Q. We have 2 full baths in the 2nd floor and 3 bedrooms.

The guest bathroom in the hallway has a standard tub/shower combo which we use for kids.

The master bath has separate shower and tub areas. We never use the tub in the master bath. Its a deep plastic tub with an outside step. Both the tub and step take up a quarter of the bathroom space. We use the separate shower and are planning to get rid of the tub and enlarge the shower.

If we get rid of the deep tub in the master bath will our home's resale value go down?

A. i think that it will...do you watch house hunters..really..people look for big nice tubs!!having a garden tub is a plus..i think that it would be a bad idea to take this out if you ever plan to resaleyour home...however if you see yourself staying go for it!


Any advice for someone who is preparing to lose a parent?
Q. Do you have any stories or advice about preparing yourself emotionally for a parents death?

A. When we found out that my Dad had colon cancer and was given 3 months to live we decided to video tape him. He told us how he met my Mom (she has been gone 10 years) why we moved so often. We asked questions we wanted answers to. We also wanted to know about our relatives, friends and anything he wanted to tell us. We got the entire family together at our house, soon after we got the diagnosis, and had hospice starting to come. My suggestion is not to have any little kids around when taping. My brothers made a comment about something my Dad said, and he bit their heads off. He could not be interrupted, or he would lose his train of thought. The cancer had spread to his brain and he got angry over little things, which was not like him. It took me about 2 years to be able to watch the video, but at least we have something, so our grandchildren will be able to see and hear him. If they have questions, we can refer back to the tape. My Mom had a massive stroke (on my anniversary) and there are many things I regret not having said to her. I did write her a letter and framed it for her 60th birthday. I said alot of it in that, but I never got to say goodbye. She died 6 months later. My brother lives in another state and came for his birthday. He was getting ready to leave, and I told him he better tell Dad he loved him etc. because that would be the last time he would see him. He moved out here and thankfully helped me take care of him. I don't know how I would have done it alone. He went in to a coma the day after my daughters birthday, let us enjoy our 4th of July (the best we could) and we had all been telling him it was OK to go be with Mom, yet he hung on. We had a niece that we couldn't see for 15 years and when she was 18, she came looking for us. We called her before he went into the coma and told her she needed to say her goodbyes. By the time she got here, he was in a coma for 3 days, but was not letting go. She got here about 10 PM, went in his room, said her goodbyes, came back to my bedroom to let me know she was there. We went in to see Dad together, and he took his last breath. He was waiting for her to come. All his family was there, and that is what he wanted.
It is much easier on you when you know they are going to pass away, rather than have them die suddenly. Neither is easy, and I'm not sure you ever get over missing them.
I hope this gives you an idea, we have about 12 hours of my Dad telling us all about his life and his life with my Mom. It is priceless.
My heart goes out to you if you are going to lose a parent. Please know that God will get you through it, and I'm not necessarily a religious person. They were big Green Bay Packer fans, were at the ice bowl and froze their butts off. On the day that would have been their 50th anniversary, the Packers played Seattle Seahawks, (we live in Oregon) and it snowed like crazy. For them, it was a perfect day!
My best of luck to you, it is not easy, but you get through it and you handle it in your own way.

Rx Tech


Is there any good jobs for 14 years olds in Wasilla alaska?
Q. Im 14, and i need a job really bad. Ive babysat and all that, but i need money. Ive aplied for coldstones but i was too young. Any good ideas?

A. It's frustrating, isn't it?
I wish there were more places that a 14 year old could get a job. It seems that most places want you to be 16. One place that sometimes hires 14 year olds is day care centers.
My advice is to go into business for yourself. Many people are too busy to do all the things that they need to do and are willing to pay for help if they can find someone who is reliable. Let everyone know what you can do. Talk to friends, neighbors, family, church members, etc. Give them flyers that you make on a computer and ask them to give the flyers to their friends and family and people at work. Make sure that you stay safe and have your parents check out the situations before you go to someone's house.
Here are some things that you could advertise. I'll bet that you can think of more. Just ask people what kind of help they would like or wish they could have had in the past, and put those jobs on your brochure.
babysitting (many parents need this service and don't know a good babysitter): don't just babysit at night. Advertise with friends, family, neighbors, church, that you will babysit for pregnant mothers so that they can get some sleep, babysit during the day so that mothers can shop, watch kids so that parents can get ready for a wedding or a party, etc.
parties: advertise that you will help parents with birthday parties for kids, many mothers would appreciate that
yard work: raking, pulling weeds, cleaning the yard, hauling rock, watering plants and lawns
cleaning: yards, cars, garages, children's bedrooms, vacuuming, getting ready for parties
dog walking
feeding the cat when people are on vacation
watering plants when people are on vacation

You could even do a small food business. Offer to make and deliver cinnamon rolls to your neighbors on Sunday mornings, so they can eat it as they read their Sunday newspaper. Have them sign up and pay in advance, so that you can buy supplies and make the rolls. Get up early and deliver them fresh-baked.

If you are a hard worker who does a great job with a smile, you will build a great reputation and people will recommend you to their friends. Then, you will have a lot of work and make a lot of money. And when you turn 16, you can show that you already have a lot of work experience when you apply for a job. Maybe one the families who know you from your business will offer you a job at one of their businesses!





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